Sunday, August 23, 2009

Appliances that Drive Your Home Successfully

There are a good number of appliances that you used in your home on a daily basis. Some of them are built into your home, while others are not. While much time is spent choosing a floor plan, site location, wall covering, flooring, windows, and doors you will want to spend some time selecting the appliances that run your home.

The Built-In Appliances of the Home

While all appliances are important in a home, the ones that are actually built in and often require a professional to install tend to be the most costly. For this reason, you should spend some time finding out which ones will be most effective for you.

  • Heating Source – It is important to find out which heating sources are acceptable for the type of home you are building. From there you will want to determine which ones are the most economical both in initial costs as well as maintenance and continual costs of use.
  • Air Conditioning – Again, find out which brands provide the best bang for the buck. Consider your maintenance costs and what the cost to run it will be under normal conditions for your area and house size.
  • Security – What are your family’s needs, there is a vast array of options available to you so taking the time to research is of value.
  • Audio – Great emphasis is now placed on “home entertainment” the many facets that are available, worth considering as the relative costs are coming down and the value for money going up!
  • Vacuum system – Great benefits from external exhaust, only need to carry hose around the house, works well in multi-story houses, all in all great value to your new or renovated home. Look at the suppliers, what their machines can do, how they are maintained and how they finish inside the building.
  • Internet / communications – These areas of service are developing quickly and require good advice so that the work that is done now provides ongoing value in terms of service and cost.

Other appliances can be built into the home such as dishwasher, garbage disposal, even refrigerators and oven. These require consideration as well, but are not quite as imperative as the heating and air conditioning. However, you will want you have energy efficient appliances that visually fit the décor of your home.

Easily Removable Appliances

The majority of the appliances can easily be removed and replaced in the home. You may even have appliances that you will bring with you from your former residence to help you save a few bucks. There is no reason that you can not do that. However, take your new home’s décor into consideration when you make the decision to use your existing appliances or purchase brand new, you may want to look at the impact on the existing cabinetry, changes can be required to install? . The most common removable appliances include:

  • Refrigerator
  • Stove
  • Microwave
  • Washer
  • Drier

Other Considerations

Although it does not exactly fall into the category of appliances, an important consideration is your computer and telephone capabilities. Because so many people spend much time for work or pleasure, and sometimes both, using the computer, phone and internet you should consider what services are available in the area that you intend to build. Find out if you will have easy access to what you need. If not, determine ahead of time how difficult it will be to gain the access you will need.

Once you have determined who will provide the services and how you will receive them, you may need to take specific steps to ensure that the necessary wires are run, receivers and transmitters are installed and everything is accessible in the area that you intend to put your home office.

Express any concerns that you have to your builder. He will become your new best friend for the planning and execution period of your home building project.

Wednesday, August 12, 2009

The Contractor’s Agreement for Building a New Home

Any time that you hire a quality contractor or builder to build a home, or perform any other kind of renovation, you will be required to sign an agreement / contract. Signing any kind of agreement can be intimidating, and the longer and more involved the contract is, the more stressful it may be to sign it. However, you do not have to allow the contractor to be control of every aspect of the agreement. It is called an agreement for a reason. That is because both parties should agree to the terms as an instrument of protection for every one involved.

The Contractor’s Version

In a perfect world, you would author your very own contract to meet your desires and remain within the boundaries of your comfort zone. However, it is standard operating procedure that your contractor will request that you must sign his agreement. While using an agreement that was penned with the contractor’s good in mind may be necessary, that doesn’t mean that you can not alter that agreement. Do not just blindly sign the agreement that the builder hands you without thoroughly reviewing it. A good builder will not have a problem with you keeping the agreement for a period of time for review.

Basically, you have a right to strike any clauses that you are uncomfortable with, for example, "The owner agrees to pay any increases in labor or material costs which may come into effect after signature of the agreement". You may also make additions, most likely in the manner of an addendum to the contract. Should you be unclear as to the meaning of any phrases or wording, use wisdom and consult with an solicitor.

What should be covered by the Contractor’s Agreement?

While a contractor’s agreement may have clauses and phrases that you prefer to delete, there are items that you will want covered in the agreement. Let’s look at some of them:

  1. The scope of work that will be handled by the contractor, with anything that is not covered by the general contractor agreement very specifically laid out. This will make up a good section of a contractor’s agreement.
  2. The payment schedule should be detailed and explicitly express whether the monies will be paid to the contractor by the owner or the financing institute, and upon what conditions.
  3. Any change orders that occur during the progress of the project, and exactly how they will be handled.
  4. Security.
  5. Ownership of material.
  6. Denote what constitutes interference and how it will affect the contract.
  7. Define what will lead to mediation, jurisdiction, and arbitration, and exactly how it will be resolved. This manner of grievance resolution is much less costly than ending up in court; however court should be a last resort.

While signing any kind of contract can be a daunting task, you should know what to expect and have some idea what is not acceptable to you. Don’t hesitate to pay a few dollars to have a lawyer review and advise you regarding the contents of your builder’s agreement. It could save you thousands, not to mention headaches, in the long run.

What is needed for Home Building Plans?

So, you’ve decided that you are going to build a home. That’s great! Now how do you go about getting plans created? Well, there’s a lot to consider.

Plan Considerations

First of all, site selection must be completed before you can decide on plans. Once you have selected a site that is efficient, practical, and large enough to meet your needs it’s time to get busy on plans. Be sure that you consider any special plan needs created by your site. For example if your home will be built on a hill, you may require a walk-out basement.

Are you able and willing to use a stock plan or will you require a custom plan? There are a wide variety of stock plans, and it is very likely that you will be able to find one that suits your needs very well. Stock plans can be found in a wide range of sizes, with a variety of amenities, and the most commonly desired features. These plans are designed with the likes and dislikes of the general population in mind.

Custom Plans

A custom plan will require you to employ the services of a licensed architect or building designer. It will be designed to your exact specifications and will require much more time to draw, redraw, correct, and finalize, the final product being something of value. There are many hours involved in preparing custom plans, which means many dollars. It is much more expensive to purchase a custom plan. It is also much more time consuming and can delay the actual time to break ground. The custom plan is designed strictly with the likes and dislikes of the specific buyer in mind, do not be detered.

Stock Plans

In order to remain within a budget, a stock plan is one of the possible choice for many. When that is a must, and it seems impossible to find the perfect stock plan, keep in mind that minor design changes can be made. By contacting the original plan designer or a local designer, your modifications can be performed for a fee.

Benefits of a Stock Plan

Obviously, the one big pro of custom plans is that they are customized to your express design characteristics. However, there are many benefits to be considered in a stock plan.

  • The most evident and often determining factor is that stock plans are significantly cheaper.
  • The time involved in preparation of the plans is nearly non-existent barring the previously discussed minor changes. Often the plans can be submitted for a building permit immediately upon receipt.
  • There are a variety of designs and this can actually be helpful to those that really aren’t sure what they want.
  • There is always the possibility of having minor plan changes made for a fee.

Taking these items into consideration, it is worth some careful consideration to decide whether stock or custom plans are the right decision for you. Be sure to discuss the matter with your builder, as a good quality builder is always a good source of information. It is always helpful to bounce your ideas off someone that is well versed in the industry and keep communication open.

Keeping Your Home Building or Renovation Project on Budget

One of the greatest concerns of those opting to build or renovate their home is of course price. No one wants to engage in an endeavor in a money pit. For many, once a budget is in place there is very little margin for error.

Pre-Qualification

Unless you are one of the fortunate few that are able to pay cash for your building or renovation project, your first step should be to get pre-approval from a lender. Lest you have an established relationship with a banking institute, you will need to shop around and find a lender that will handle your type of project at a competitive rate. Once a financing establishment has been selected, you will need to obtain pre-qualification. Like with any other type of financing, you will need to provide documentation for income, debt, and go through the credit check process. Be sure to thoroughly review the interest rates and all terms as these may vary from a typical home loan. Once this tedious step is completed, you will know what kind of budget you have to work with.

Selecting a Builder

Once you know the exact amount of money that you will be able to work with, you will need to begin the steps to select a qualified builder. If you do not have a relationship with a builder, you may wish to begin by contacting a local housing association or community business group to initiate the selection process with their members. By doing this, you can be assured that the members are legitimate business people that are serious about their industry. This also gives you more avenues for recourse in the event of a grievance.

During your selection process, be certain to inquire as to how significant the builder’s role will be in the project, how much will be subcontracted, and how much will rest on your shoulders. Don’t hesitate to express what capacity you intend to be involved and what you are expecting from your builder. Ask how close to budget your builder usually runs. Find out the experience level of the builder and his relationships with the building authorities in the area. Don’t hesitate to verify licensing and insurance. You must have open communication with your builder and trust that they will not take advantage of an excess in budget. Find out if the builder has a working relationship with an architect of choice.

You Will Stay within Your Budget

Once you’ve decided on a financing institute and a builder, you need to put all your cards on the table. If you’re not comfortable financing the entire amount that you have been pre-qualified for, do not use that as your budgeted amount. Let your builder know your upper limit and be certain that you leave 10 to 15 percent margin for error. Go through your list of must-haves, preferences, and can live with outs. You must realize that if you change your decisions during the construction or renovation, it will affect the budget. Therefore, you need to be as rock solid as possible in your initial decisions to remain within the boundaries you have set.

With a flexible financial provider and qualified builder and his team of associates, you will stay within your budget providing you do not make significant changes to your plans after it is set in motion.

The Importance of Good Documentation = Great Job

You have a dream of how you would like your home to look. Before your housing dream can become a reality, you need good documentation to portray the overall characteristics, too effectively “tell your story”. Without this building documentation, those involved in the design and construction of your new home will be unable and unclear to appreciate what you are trying to achieve. It is essential to have your building documentation detailed early in the process to ensure your new home is developed smoothly and according to plan. This documentation will also allow you to smoothly negotiate the complex web of building and development permits ensuring a stress free building experience.


When you decide on building a new home or conducting renovations to your existing home one of the first points of contact is a reputable builder and / or architect within your locality. These contacts will provide you with the assistance needed to make sure all of the documentation is completed thoroughly and professionally. By having someone reputable to assist with the documentation, you can be assured that the documentation will be prepared to a standard that will prevent:

  • Building Delays
  • Inaccurate Pricing
  • Building Disputes
  • Additional Work Being Required

Many people are unaware of the documentation that is required for a new home to be constructed and your story told. However the main documents, which will require detailed attention, are:

  • Plans / Drawings – These documents will contain detailed graphics of how and where the construction will take place. They will also detail the result of how the new home will look.
  • Reports – A series of reports are required, which identify decisions and the data that is required for the decisions that have been made.
  • Building Certificates – Building Certificates show that the design and specifications of the new home meet all required standards.
  • Specifications – The specifications will detail the required quality, detail of workmanship and the quality of materials to be used in the development.

As you could appreciate, this documentation is best left to the skills of a qualified professional who will be able to offer you the advice needed to make sure that the documentation is completed in a clear and concise fashion. There are also legal requirements when it comes to building documentation that is one of the main reasons that you should leave the documentation to a qualified professional. A reputable builder in your location will be aware of all the requirements of planning authorities and also building and plumbing permit authorities allowing you the peace of mind that nothing will be left to chance.

Good building documentation is essential for the start up, process and completion of a great new home or home renovation. The use of a reputable people in ensuring your building documentation is all in order will ensure that your building process becomes so much easier. When deciding upon a builder for unique building needs, make sure your choice reflects the builders ability to assist you through the building documentation stage. Reputable builders realise that good documentation is equally as important as good craftsmanship and the quality of your building design will be reflected in the building documentation skills of your builder.

Good communication in the form of effective documents will be the best investment you can make, for your peace of mind and that of the people you deal with.

How To Build A Dream Home With Confidence

Pursuing the idea to build a dream home is one of home owners. After years of living in a house designed by other people, homeowners want to have their own ideas developed so that they can have the lifestyle that they wish for. So begs the question, “How can I build a dream home with confidence?”

There are many options available to the home owner and by talking to a competent builder ideas can be discussed and options developed.

Some of the initial questions that need to be answered are:

  • Am I going to renovate
  • Can I buy a block of land where I want to live
  • If I can buy land, will it be big enough and in the right area
  • What is the cost of pulling down and disposing of an old house on a desirable block of land
  • What do I want to build
  • What type of materials should I use
  • What type of building would have good resale value
  • Will my ideas be approved by council
  • How much area do I want outside
  • Do I want a pool
  • Do I want a high maintenance garden

How do you find a trustworthy builder?

The experience of a builder who has been in the industry for many years is invaluable in deciding what, how and when to build a new home.

An absolute must is to use a builder who is a Registered Master Builder and a member of the Housing Industry Authority. When a builder who does not have these credentials is used, the home owner will have very little comeback should anything go wrong. If you want to build with confidence it is a good idea to eliminate any possible situations where you are not covered.

What is the builder going to be able to help you with?

Once a project is being started there will be many regulations to deal with and a myriad of decisions to make.

A qualified builder can help you through the maze of decisions that you will face. They can take you step-by-step through the process of building your dream home.

Here is a list of processes that you can do on your own, in conjunction with your builder or totally hand over to the builder:

  • Budgeting
  • Finance
  • Council and other agency approvals
  • Land selection
  • Overall concept design
  • Materials choice
  • Plans creation
  • Fittings selection
  • Colour schemes
  • Interior design
  • Landscaping

By co-ordinating all these actions with an experienced builder you are eliminating the possibilities of mistakes. Mistakes that can sometimes cost thousands of dollars.

Building is an expensive business, so it pays to take all precautions possible when planning to build a new home. Taking the right steps to finding a good builder will allow you to build a dream home with confidence.